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Personal Loans for whatever you want

A Personal loan is unsecured and the funds are paid directly to you, to use for whatever you want.

You may need a Personal Loan for a medical emergency, child education & university/college fees, debt consolidation, or home renovations.

Or your Personal Loan can be for pure leisure purposes. Travel & holidays, a wedding, shopping spree, new furnishings, jewellery or even cosmetic surgery.

Apply online or over the phone now. Our staff are ready to help you!

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Personal Loan Products

Achieve all your goals and aspirations with the right kind of loan, exactly when you need it.

Medical Procedures

Whether its hospital, dental costs, funeral, or even cosmetic surgery, Finance centre offers personal loans for your unexpected medical emergencies.

Weddings & events

Why compromise when you could manage your dream wedding day with our personal loan option. Have the wedding celebration of your dreams. Apply now for a personal loan.

Holiday & Travel Expenses

A personal loan can be used for flights and accommodation costs for your next holiday. Or use the funds for the expenditure involved in going abroad for taking up employment. Apply now with Finance Centre to fulfil your travel requirements.

Other Chattels & Leisure items

A Personal Loan can also be used for cars and other chattels that do not qualify for a secured car loan. These include vintage cars, collectables, boats, bikes, and any other leisure vehicle.

Get finance for whatever you need now

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Features of Personal Loan

All loans are not created equal, and a secured loan may not always be the best option. Personal loans have become a great option for some people to choose. The Finance Centre team are here to help you to apply for a personal loan.

Don't waste time

Apply now and start planning that holiday!

No application fee

There is no fee to apply. If your loan is approved all charges, interest rates, & fees are communicated up front in writing along with the loan quotation for you to review before proceeding.

Access to competitive rates

With access to our large panel of lenders our staff will compare the various available unsecured Personal Loans to find the most affordable option to suit you

How much can I borrow?

Minimum loan is from $5000. With a maximum loan term of 7 years.

Personal Loan - Eligibility

You must have a reliable source of income and be able to afford the repayments. Our finance staff will be able to help you with the assessment process. Apply online or over the phone now.


You must be a minimum of 18 years of age, hold a current Australian drivers license or passport, and be an Australian resident.


You must be able to afford the loan, & have a reliable source of income. Our staff can help you with the application online or over the phone now.

Credit Rating

Even being a previous bankrupt, outstanding defaults, or having a bad credit rating Finance Centre will provide you with available options at affordable rates.

Frequently Ask Questions

You have questions? We have answers!

Minimum loan is $5000, subject to affordability

Yes. You can consolidate all your debts including other loans & credit cards into just one Personal Loan. Combining them may allow you to easily manage just one single monthly payment, and usually much lower interest rates than credit cards.

It costs nothing to apply, there is no application fee. If your loan application is approved Finance centre will then send you a formal letter with a detailed offer including complete breakdown of interest, charges, rates, and fees for you to consider. If you choose to proceed we can then process your loan and deposit funds into your bank account.

We will find the most competitive options from our large panel of lenders available to suit you.

Low risk usually means low interest rate. Higher risk, higher interest rate. Most lenders consider some of the following to determine the lowest interest rate you can qualify for:

  • Your credit rating;
  • Your assets & liabilities;
  • Your credit history and previous loans of similar size;
  • Employment history & stability and affordability.

Contact our staff – we can help you with your application online or over the phone.

Get a Quote

Get a quote online now. Call us or we can call you.