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Personal Loans for whatever you want

A Personal loan is unsecured and the funds are paid directly to you, to use for whatever you want.

You may need a Personal Loan for a medical emergency, child education & university/college fees, debt consolidation, or home renovations.

Or your Personal Loan can be for pure leisure purposes. Travel & holidays, a wedding, shopping spree, new furnishings, jewellery or even cosmetic surgery.

Apply online or over the phone now. We can process your loan application and get an approval answer usually same day.

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Personal Loan Products

Achieve all your goals and aspirations; with the right kind of loan, exactly when you need it.

Medical Emergency

Finance Centre offers personal loans for your unexpected medical emergency. Whether its hospital or dental costs, a funeral, or even breast implants, contact us now and get a pre-approved loan for any kind of medical.

Wedding Purpose

Why compromise when you could manage your dream wedding day with our personal loan option. Have the wedding celebration of your dreams. Apply now for a personal loan, get an answer usually same day.

Holiday & Travel Expenses

A personal loan can be used for flights and accommodation costs for your next holiday. Or use the funds for the expenditure involved in going abroad for taking up employment. Apply for your personal now with Finance Centre to fulfill your travel requirements.

Other Chattels & Leisure items

A Personal Loan can also be used for cars and other chattels that do not qualify for a secured car loan. These include vintage cars, collectables, boats, bikes, and any other leisure vehicle.

Get financing for whatever you need now

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Features of Personal Loan

All loans are not created equal, and a car loan may not always be the best option. Personal loans have become a great option for some people to choose. The Finance Centre team team are hand-picked experts in personal finance. Customers can trust our knowledge and get specialist advice.

Fast approval time

Even with complex applications, our expert finance staff have the experience and know how to assist your loan getting approved, FAST!

No application fee

There is no fee to apply. If your loan is approved all charges, interest rates, & fees are communicated up front in writing along with the loan quotation for you to review before proceeding.

Enjoy the best interest rates

With access to 20+ lenders. our staff will compare the various available unsecured Personal Loans to find the most affordable option for customers.

How much can I borrow?

Minimum loan is from $5000. With a maximum loan term of 7 years.

Personal Loan - Eligibility

You must have a reliable source of income and afford the repayments. Our expert finance staff will be able to help you with the assessment process. Apply online or over the phone now.


You must be a minimum of 18 years of age, hold a current Australian drivers license or passport, and be an Australian resident.


You must be able to afford the loan, & have a reliable source of income. Our staff can help you with the application online or over the phone now.

Credit Rating

Even being a previous bankrupt, outstanding defaults, or having a bad credit rating Finance Centre will provide you with available options at affordable rates.

Frequently Ask Questions

If you have a question that deals with clients, customers or the public in general, there is bound to be a need for the FAQ page.

Minimum loan is $5000, to a maximum of $50,000

Yes. You can consolidate all your debts including other loans & credit cards into just one Personal Loan. Combining them may allow you to easily manage just one single payment, and usually much lower interest rates than credit cards.

It costs nothing to apply, there is no application fee. If your loan application is approved Finance centre will then send you a formal offer with a detailed offer including complete breakdown of interest, charges, rates, and fees for you to consider. If you choose to proceed we can then process your loan and deposit funds into your bank account usually in 1-2 days.

We will find that for you. With 20+ lenders we will source the best car loan option available to you. Low risk usually means low interest rate. Higher risk, higher interest rate. Most lenders consider some of the following to determine the lowest interest rate you can qualify for:

  • Your credit rating;
  • Your assets & liabilities;
  • Your credit history and previous loans of similar size;
  • Employment history & stability and affordability.

With all the ASIC rules and regulations, we can’t say that Finance Centre will be the cheapest car loan in Australia. But we can say this, we don’t know anyone cheaper! With a panel over 20+ lenders we will compare all finance options we have available to you and offer the very best, cheapest, lowest interest rate car loan in Australia.

Get a Quote

Now apply for a Personal Loan online, All you need to do is provide your details below application form.