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Making Business Loans Easy

Finance Centre is about helping small business grow. Our refreshingly enthusiastic staff help businesses not only get competitive interest rates, but provide access to flexible finance products, and understanding.

Choose from the latest Business Finance products designed to save you on tax. One application to access 20+ lenders. We compare available options so you can save.

Our Business Loans finance team will assist in helping your business choose products to structure your assets and liabilities according to your accounting. The right loan according to your specific business needs.

Apply online or over the phone now. Get an answer usually same day.

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Business Loan Products

At Finance Centre we can provide business loans for cars, company vehicles, trucks, equipment, machinery, tractors, manufacturing equipment, mining, medical equipment, IT equipment, office fitouts, agricultural/farm equipment and so much more.

Chattel Mortgage

This is the most popular car loan for business.  Whether its a van, ute, or a sports car, if the vehicle is used predominantly for business use a Chattel Mortgage will preserve cash flow and provide tax savings.

Car Lease / Novated Leasing

A Car Lease or salary sacrificing Novated Lease can help you and your employer save on tax and gain all the benefits of a company car. Our staff are finance experts and can put together a lease package to suit your requirments.

Business Finance

Whether its to pay overheads, repay debts, purchase inventory or help with cash-flow, we have access to business loans that cater for almost every industry.

Low Doc Loans

Low doc business loans, also known as lite doc, or alt doc loans, offer you a commercial finance option if you’re self-employed. Rather than having to provide payslips, you can usually self-certify your income by providing statements from your accountant, recent Business Activity Statements, or a self-signed income declaration form.

Get business finance for whatever you need now

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Super Cheap Business Loans

All loans are not created equal, our business loans have become a great option for self employed and small business.

Faster than ever

Apply online or over the phone now. Our staff can usually get an answer same day!

Choose your terms

With  minimum loan of $5000, terms are up to 7 years allowing flexibility and affordability.

Enjoy the best rates

With just one quick application, we can compare 20+ lenders to get you the best deals available to you.

Less paperwork

Low doc loans allow quick and fast finance approval with minimal financial documents required.

Business Loan - Eligibility

Self employed people, small business, and commercial clients require an active ABN. If you are an individual finance a car you must be using the vehicle for more than 50% business use to qualify.


Minimum age of 18 years old.


Individuals/people applying for business car finance must be using the vehicle for more than 50% business use to qualify.

Business Entities

Small business, self employed or commercial clients must have an active ABN.

Frequently Ask Questions

Frequenty asked questions about our low interest rate business loans.

Yes! Our expert business loan staff will assess your unique circumstances and provide you with a range of available finance options.

We have access to Bad Credit loan lenders. Our expert staff will compare 20+ lenders and provide you with the best finance options affordable to you.

And so do we! Just one application, and we can compare 20+ lenders to find the best package available to you.

It costs nothing to apply, there is no application fee. If your loan application is approved Finance centre will then send you a formal offer with a detailed offer including complete breakdown of interest, charges, rates, and fees for you to consider. If you choose to proceed we can then process and finalise the loan usually next day.

Get a Quote

Apply online or over the phone now for a Business Loan. All you need to do is provide your details below application form.